risk averse vs. innovation

How to Inspire Innovative Thinking in a Risk-Averse World

by | Sep 18, 2025 | Asking For a Friend Featured, By Karin Hurt, Courageous Cultures

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When There’s No Room for Mistakes, Is There Still Room for Ideas?

You love the idea of a Courageous Culture—one where people speak up, challenge the status quo, and offer game-changing ideas.

But what happens when you’re working in a high-stakes environment where there’s zero room for error?
Where the mantra is, “We don’t try things—we get it right.”

So how do you encourage innovative thinking when failure isn’t an option?

“We Can’t Afford Mistakes” vs. “We Can’t Afford Silence”

“This isn’t a tech startup. If we screw up, someone gets hurt. Or worse.”

Totally valid.

Industries like healthcare, aviation, finance, engineering, and energy have tight margins for error—and for good reason. You want your surgical team to follow the checklist. You need your air traffic controller to follow the script.

But here’s what’s also true:
When people don’t feel safe to raise a concern, challenge an assumption, or offer a smarter way—you’re operating with a blindfold on.

And that’s a risk you can’t afford either.

Clarity Isn’t the Enemy of Innovation—It’s the Catalyst

The secret to courageous cultures in compliance-driven industries?
Clarity and boundaries. 

Innovation thrives when people know:

  • Exactly where ideas are welcome

  • What rules are non-negotiable

  • The structured process for bringing ideas forward

Without clarity, people default to silence. Or worse, guesswork.

Start by saying:

“Here are the areas we must follow to the letter. But over here—we’re open to better ways.”

That simple shift reframes innovation as responsible contribution, not reckless experimentation.

Risk-Averse Teams Still Need Room to Think (Video)

At a recent keynote for the FCCS Risk 360 Conference, I was asked:

“How do I empower people to innovate in one part of the business while enforcing strict compliance in another?”

risk averse vs. innovation

More in this week’s Asking for a Friend Video

My answer: Structure the freedom.

Give people space to think, speak up, and solve problems—with defined parameters.
That might look like:

  • Guardrails around what can’t change

  • Clear invitations to innovate in specific areas

  • A simple, safe channel to vet and test ideas

  • Accountability loops to ensure nothing slips through the cracks

This isn’t about being less disciplined. It’s about being more deliberately curious.

Why High-Stakes Environments Need More Courage—Not Less

Courageous Cultures aren’t about being loud, bold, or reckless.
They’re about being responsible enough to care out loud—especially when it’s uncomfortable.

And in high-risk industries, that courage matters more than ever.

Think about it:

  • Who’s going to notice the early signs of a process breakdown?

  • Who’s closest to the inefficiencies draining time and resources?

  • Who can spot a small defect before it becomes a catastrophic failure?

Your people.
But only if they feel safe enough to speak up.

Build a Culture That Makes Innovation Safe

Want to start today?

Gather your team and ask:

  • “Where are we crystal clear about expectations?”

  • “Where do people hesitate to speak up?”

  • “What’s one area we could improve—if we gave people the freedom to try?”

You don’t need a massive culture overhaul.
Just a  few clear signals that say:

“It’s safe to think. It’s safe to speak up. And we’ve got your back.”

Are you looking for more ways to build a more Courageous Culture in your organization? Learn more about our approach to highly interactive keynotes or our strategic innovation programs.

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Karin Hurt

Karin Hurt helps human-centered leaders find clarity in uncertainty, drive innovation, and achieve breakthrough results.  She’s the founder and CEO of Let’s Grow Leaders, an international leadership development and training firm known for practical tools and leadership development programs that stick. She’s the award-winning author of four books including Courageous Cultures: How to Build Teams of Micro-Innovators, Problem Solvers, and Customer Advocates and Powerful Phrases for Dealing with Workplace Conflict, and a hosts the popular Asking For a Friend Vlog on LinkedIn. A former Verizon Wireless executive, Karin was named to Inc. Magazine’s list of great leadership speakers. Karin and her husband and business partner, David Dye, are committed to their philanthropic initiative, Winning Wells – building clean water wells for the people of Cambodia.

Be More Daring

BUILD CONFIDENCE, TRUST AND CONNECTION WITH CONSISTENT ACTS OF MANAGERIAL COURAGE

Get the free Courageous Cultures E-Book to learn how

7 Practical Ways to be a Bit More Daring

Be More Daring

BUILD CONFIDENCE, TRUST AND CONNECTION WITH CONSISTENT ACTS OF MANAGERIAL COURAGE

Get the FREE Courageous Cultures E-Book to learn how

7 Practical Ways to be a Bit More Daring

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